Effective Date: September 19th, 2024

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Welcome to *Health Is Wealth Coaching* ("we," "us," or "our"). By using our website (https://www.healthiswealthcoaching.us/) and our services, you agree to comply with and be bound by the following Terms of Service. Please read these terms carefully before using our services.

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ACCEPTANCE OF TERMS
By accessing or using our website and services, you agree to be bound by these Terms of Service and any additional guidelines or policies we may post. If you do not agree to these terms, you should not use our services.

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SERVICES PROVIDED
Health Is Wealth Coaching provides personalized nutrition coaching based on Viome microbiome test results and data-driven health recommendations. Our services are intended to offer insights and guidance to improve wellness but do not replace medical advice from licensed professionals.

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ELIGIBILITY
You must be at least 18 years old to use our services. By using our website, you represent that you are of legal age and have the authority to agree to these Terms of Service.

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DISCLAIMER
Our services and recommendations are based on Viome microbiome test results and other data provided by clients. While we strive to offer accurate and personalized advice, Health Is Wealth Coaching does not guarantee specific health outcomes. All information provided through our services is for educational purposes only and is not intended to diagnose, treat, cure, or prevent any disease.

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CLIENT RESPONSIBILITY
You are responsible for providing accurate and complete information when engaging our services. You understand that failure to provide accurate information may impact the effectiveness of our recommendations.

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PAYMENT AND REFUNDS
All payments for coaching services are due at the time of booking or as specified in the service agreement. Refunds may be issued at our discretion. Please review our refund policy for further details.

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INTELLECTUAL PROPERTY
All content on our website, including but not limited to text, graphics, logos, and software, is the property of Health Is Wealth Coaching or its licensors and is protected by applicable intellectual property laws. You may not copy, reproduce, distribute, or create derivative works from any part of our website without prior written consent.

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PRIVACY POLICY
Your privacy is important to us. Please refer to our Privacy Policy for information about how we collect, use, and protect your personal data.

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THIRD PARTY LINKS
Our website may contain links to third-party websites. Health Is Wealth Coaching is not responsible for the content or privacy practices of these external sites. We encourage you to review the terms and policies of any third-party sites you visit.

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LIMITATION OF LIABILITY
To the fullest extent permitted by law, Health Is Wealth Coaching and its affiliates will not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of our services or website.

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TERMINATION
We reserve the right to terminate or suspend your access to our services at any time, without prior notice, if you violate these Terms of Service or engage in any unauthorized or unlawful activity.

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CHANGES TO TERMS
We may update these Terms of Service from time to time. Any changes will be posted on this page, and your continued use of our website or services after such changes constitutes your acceptance of the new terms.

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GOVERNING LAW
These Terms of Service are governed by and construed in accordance with the laws of United States. Any disputes arising from these terms will be resolved in the courts of United States.

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CONTACT INFORMATION
If you have any questions about these Terms of Service, please contact us at lisa@healthiswealthcoaching.us.

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By using  Health Is Wealth Coaching, you acknowledge that you have read and understood these Terms of Service and agree to be bound by them.

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